YOUR PLAN B IN PANAMA
Professionally guided
We guide you step by step so your residency, investment or new life in Panama is clear, secure and well organized.
International Consultant & Global Plan B Strategist
Attorney | Immigration and Real Estate
Client Care | Banking, Driver’s License and Local Support
Why Panama?
- Political and economic stability
- Dollarized economy
- Excellent international connectivity
- International financial center
- High quality of life
- Tropical climate year-round
- Strategic location between North and South America
- Real estate and business opportunities
- Different residency options
- Good air connectivity
- International environment
Territorial tax system
Generally speaking, Panama applies a territorial tax system. Income sourced within Panama may be subject to tax in Panama. Income derived exclusively from foreign sources is generally not subject to Panamanian income tax.
Tax classification depends on individual structure and circumstances. Each case must be evaluated by a qualified tax advisor. This page does not constitute tax advice.
Premium Relocation Concierge Service
Everything you need. One trusted team.
One team. Everything you need.
Our Services
Plan B Consulting
We assess your personal, professional and financial situation and develop a realistic strategy for Panama.
Residency and Immigration
Legal assessment, document preparation and guidance throughout the immigration process.
Real Estate and Land
Search for properties, homes, apartments and land with guidance and legal review.
Home Construction
Coordination with architects, builders and local partners.
Bank Account
Document preparation, appointment coordination and guidance through the banking process.
Driver’s License
Preparation, appointment scheduling and assistance throughout the procedure.
Personal Support in Panama
Transfers, appointments, local guidance and support upon arrival.
Our Process – Your Path to Panama
Initial consultation
We get to know your goals, needs and expectations.
Personalized plan
We design a strategy and define the next steps.
Preparation
We gather documents, arrange appointments and coordinate specialists.
Implementation in Panama
Our local team supports execution of the plan.
Integration and follow-up
We support you during adaptation and the next steps.
Our Processes in Detail
Residency process
- Legal assessment
- Selection of the appropriate option
- Individual document list
- Preparation and review
- Filing the application
- Appointment coordination
- Legal follow-up
The final decision rests exclusively with the Panamanian authorities.
Property purchase process
- Budget and location definition
- Property selection
- Visits
- Legal review
- Negotiation
- Contract
- Transfer
- Handover
Construction process
- Land selection
- Project definition
- Selection of professionals
- Budget
- Contracts
- Permits
- Coordination
- Final handover
Bank account process
- Preliminary assessment
- Document preparation
- Selection of a suitable bank
- Appointment coordination
- Support
- Follow-up
Final account approval depends exclusively on the bank.
Driver’s license process
- Document review
- Requirement preparation
- Appointment scheduling
- Local support
- Completion of procedure
Meet Your Team
Thomas Bach
International Consultant & Global Plan B Strategist
- Diplom-Verwaltungswirt (FH)
- M.A. Healthcare Management
- Over five years of hands-on experience related to Panama
- Experience in international planning and project coordination
Thomas guides individuals, couples, families, entrepreneurs and investors who want to develop an international Plan B. He analyzes the client’s situation, coordinates the overall process and connects each person with the right specialists in Panama. Support can begin already in Germany and continue seamlessly in Panama — in German.
“A good relocation begins with clarity, trust and a realistic plan.”
Juan Antonio Ortega Chung
Attorney | Immigration and Real Estate
Juan is responsible for the team’s legal advice. He guides clients through immigration, residency, contracts, real estate and other legal processes in Panama.
“Legal certainty is the foundation of every investment and every new life in Panama.”
Giselle Velasquez
Client Care | Banking, Driver’s License and Local Support
Giselle guides clients through the practical steps of their arrival. She coordinates appointments, banking processes, driver’s licenses, transfers and everyday matters.
“I want our clients to feel supported and welcome from day one.”
Why choose Golden Frog Panama Relocation?
One team
One point of contact
Legal certainty
International experience
Trusted local network
Clear processes
Premium Concierge
Personalized attention
Frequently Asked Questions
Can residency be guaranteed?
No. The decision on any residency application rests exclusively with the Panamanian immigration authorities. We prepare and accompany the process, but cannot guarantee its outcome.
Can a bank account be guaranteed?
No. The opening and final approval of a bank account depends exclusively on the relevant financial institution. We coordinate and accompany the process.
Can a foreigner buy property?
In general, foreigners can acquire property in Panama under the same conditions as Panamanian citizens, with some legal exceptions. We always recommend an individual legal review before any purchase.
Is foreign income tax-free?
Panama generally applies a territorial tax system. However, the tax situation depends on each individual case and should be evaluated with a qualified tax advisor. This page does not constitute tax advice.
Can I hire individual services?
Yes. You can request a single service (for example, only real estate or only a driver’s license) or full support through our concierge service.
Do you serve families, entrepreneurs and retirees?
Yes. We work with very diverse profiles: families, couples, entrepreneurs, investors, retirees and digital nomads, adapting the strategy to each situation.
Do I need to be in Panama in person?
Some procedures require personal presence (for example, certain banking or immigration appointments), while others can be prepared remotely. We clearly indicate when your presence is necessary.
How long does the process take?
Timelines vary depending on the type of procedure, the institution involved and each client’s individual situation. We provide a realistic estimate during the initial consultation.
Can support start in Germany already — in German?
Yes. Thanks to our office in Germany, support can begin there and continue seamlessly in Panama — entirely in German if you prefer. This means a single point of contact from your very first conversation through your new life in Panama.
Ready to start your new life in Panama?
Book an initial consultation and discover which steps are right for your situation.
Golden Frog Panama Relocation
Llanos de CurundúCalle Altos del River
Dúplex 580-A, segundo piso
Ancón, Panamá 07119
Republic of Panama
+507 6672 9791
Internal note: postal code 07119 is a preliminary working entry and must be confirmed by the local team before publication.
Golden Frog Panama Relocation
Fischgasse 1696215 Lichtenfels
Germany
+49 176 32163639
